Business Rehabilitation Banker

About the role

PASHA Bank Georgia is looking for a proactive, detail-oriented Business Rehabilitation Banker to manage and monitor its assigned rehabilitation loan portfolio. The bank describes itself as having an international team, competitive compensation, flexible working conditions and continuous learning opportunities.

Key responsibilities

• Manage and monitor the assigned rehabilitation loan portfolio.
• Perform regular financial and credit analysis of assigned customers to identify risk factors and ensure proper credit assessment.
• Analyze customers' financial situations and propose rehabilitation and restructuring solutions.
• Monitor the portfolio and ensure compliance with covenants and conditions approved by the decision-making bodies.
• Maintain regular contact with customers to understand their needs and offer suitable solutions.
• Negotiate contract terms and restructuring conditions with customers and internal departments.
• Prepare and present credit memoranda, financial analyses, restructuring proposals and financial statements to the decision-making bodies.
• Structure credit facilities by proposing pricing, terms and conditions.
• Work with bank departments to ensure smooth approvals and operations, and keep accurate records of customer documentation.
• Take part in projects and perform additional tasks assigned by the manager.

Required profile

• Bachelor's degree in Finance, Business Administration, Economics or a related field.
• 2 years of work experience in business lending in a bank.
• Fluent knowledge of Georgian and English.

Required skills

• Strong knowledge of accounting and finance principles.
• Proficiency in MS Office, excellent in Excel.
• Strong analytical, communication and negotiation skills.
• Attention to detail, planning, organization and time management.